5 Ways to Get Cheap Health Insurance as a College Student
For most college students, getting health insurance isn’t really even an option. This is because they’re too young to get the type of health care they need, but also too old to be covered by their parents’ insurance. This leaves many college students having to look into alternate ways of getting cheap health insurance, and luckily there are several options available to them that can help them save money in the process. Check out this guide on how to get cheap health insurance as a college student!
1) Shop around
When you’re in college, the last thing you want to worry about is how you’re going to pay for health insurance. The way things are set up now, your parents’ health plan doesn’t automatically extend into your school years.
2) Comparison shop by provider
When it comes time for you to sign up for health insurance, it’s important that you do some comparison shopping among the different providers. This can help ensure that you get the best rate and coverage possible.
3) See if you can get coverage from your parents, even part-time
If you’re fortunate enough to have health insurance from your parents, get yourself on their plan. Even if it’s just for part-time coverage.
4) Consider state assistance programs
Many states offer assistance for college students to help them get the health insurance they need. Some programs are available for free, while others have an income limit. Contact your state’s Department of Insurance for more information on what’s available in your area.
5) Buy a short-term plan
One way to cut your health insurance costs is by purchasing short-term health insurance. This type of plan will cover you for a specific period of time, usually six months.