Did you know that the difference between the cheapest and most expensive car insurance in the UK can be over £300? It’s true. While it’s not necessary to have comprehensive cover on your vehicle, it certainly pays to get the best deal out there when shopping around for your car insurance policy. Here are some of the best ways to get cheap car insurance in the UK
1) Shop Around
One of the easiest ways to save money on car insurance is by shopping around. By taking a few minutes and going online, you can often find significant savings.
2) Lower Your Usage
One way to lower your insurance costs is by increasing your deductibles. You’ll be responsible for paying more out-of-pocket, but this means that you’re getting a better deal on your premiums. Another way is by lowering your usage.
3) Take a Mini Road Test
Buying a car is a major purchase and it’s worth finding out how much you’ll spend on insurance.
4) Consider Insuring with a Credit Union
If you’re looking for a way to save on your car insurance, one option is to consider insuring with a credit union. Credit unions are like banks, but they offer better rates and more personal service than large corporate banks.
5) Find Discounts
It’s possible that you’re paying too much for your car insurance, so it’s worth shopping around and seeing if there are any discounts available. For example, some insurers offer a good student discount, or a senior citizen’s discount.